Multi-card payments, solved

Pay with every
card at once.

Splitt automatically splits any purchase across your cards — your work stipend, travel rewards, and personal Visa — in the exact amounts you set. One tap.

Work Stipend
**** 4721
$25.00
Travel Rewards
**** 8834
$200.00
Personal Visa
**** 3159
Remainder
How It Works
Three steps. Zero math.
Set it up once. Every purchase after that is automatically split across your cards exactly the way you want.
01
Add your cards
Link your credit and debit cards — stipend cards, rewards cards, personal cards. All securely tokenized by Stripe. We never see your card numbers.
02
Set your rules
Tell Splitt how to divide each purchase. Fixed amounts, percentages, or smart rules based on merchant category. Your stipend covers groceries. Your travel card handles airlines.
03
Tap and split
Use your Splitt virtual card for any purchase. We instantly charge each of your real cards the right amount. All-or-nothing — every charge goes through, or none do.
Features
Built for how you actually pay.
Not just splitting — smart splitting. Splitt handles rewards optimization, subscription detection, and group expenses out of the box.
Smart Split Engine
Fixed amounts, percentages, or remainder-based rules. Set per-card limits, time-based rules, and merchant-category routing. Your money goes exactly where you want.
Rewards Optimizer
Splitt knows which card earns the most points for each category. It can automatically route spending to maximize your cashback and travel rewards.
Virtual Cards
Get a Splitt Visa card powered by Stripe Issuing. Works everywhere Visa is accepted — online, in-store, and in Apple Wallet. Instant issuance.
Subscription Detection
Splitt identifies recurring charges and lets you choose which card handles each subscription. Move your Netflix to your rewards card in one tap.
Group Expenses
Split a dinner with friends across everyone's cards in real time. Create groups, set shares, and Splitt handles the rest. No more Venmo math.
Real-time Dashboard
See every split as it happens. Track spending per card, per category, per month. Full transaction history with instant notifications.
Security
Your money. Our obsession.
Splitt is built on bank-grade infrastructure. We never store your card numbers. Every layer is encrypted, monitored, and audited.
🔒
PCI DSS Level 1
Highest payment security standard
🔐
TLS 1.2+ Encryption
All data encrypted in transit
🆔
Tokenized Cards
Card numbers never touch our servers
🛡
Fraud Protection
Real-time velocity monitoring
View our full security details →
Pricing
Simple. Transparent. No hidden fees.
Start free. Upgrade when you need more power. Cancel anytime.
Free
$0/mo
Perfect for trying out multi-card splitting.
  • 2 linked cards
  • 10 splits per month
  • Basic split rules
  • Virtual Splitt card
  • Transaction history
Pro
$9.99/mo
Full power. Groups, analytics, and everything.
  • Unlimited cards
  • Unlimited splits
  • Group expenses
  • Advanced analytics
  • API access
  • Dedicated support
What People Say
Early users love it.
We're in early access, but the feedback speaks for itself.
"I have a $50/day lunch stipend on one card and my personal Amex for the rest. Splitt handles it automatically now. I literally just tap and walk away."
M
Maya K.
Software Engineer
"Finally someone built this. I was manually splitting every online order between my travel card and debit card. Splitt just does it. Feels like magic."
J
James R.
Freelance Designer
"The rewards optimizer alone is worth it. Splitt figured out I was leaving $40/month in cashback on the table by using the wrong card for groceries."
S
Sarah T.
Product Manager
FAQ
Questions? Answers.
Everything you need to know before you start splitting.

Splitt gives you a virtual Visa card powered by Stripe Issuing. When you make a purchase with your Splitt card, we instantly charge each of your linked real cards the amounts you've configured. The whole process takes under 2 seconds.

Absolutely. Splitt never stores your full card numbers — all payment data is tokenized by Stripe, the world's leading payment processor (PCI DSS Level 1 certified). All connections are encrypted with TLS 1.2+, and we use bank-grade security headers and fraud monitoring.

Splitt uses an all-or-nothing approach. If any card in your split declines, all charges are automatically reversed. You'll never end up with a partial split where only some cards were charged.

Yes — that's one of our biggest advantages. Traditional card splitting doesn't work online. With Splitt's virtual card, you can split any online purchase just like an in-store one. Works anywhere Visa is accepted.

That's exactly what Splitt was built for. Add your employer stipend card, set the amount it should cover (like $25 for lunch), and Splitt will automatically use it first — then charge the rest to your personal card.

Yes, no contracts, no cancellation fees. You can downgrade to the free plan or cancel entirely at any time from your account settings. Your virtual card will remain active through the end of your billing period.

Stop choosing which
card to use.
Join the waitlist and start splitting for free.